You Never Lose With Multipl

About Multipl

Multipl is the world’s 1st and the best “Save Now, Pay Later” app. It is a unique model where you save-up for your upcoming expenses. You get returns from the market and returns from leading brands to let you accomplish your goals - debt free and at the lowest cost.

How to get started on the Multipl app?

• Sign up using your invite code

• Complete your profile

• Start with a Market Saver or Brand Saver goal

• Set a goal amount, purpose and duration - save towards that goal with automated payments

• Unlock milestones, levels, challenges and earn rewards

How does Multipl help you save up and invest for your lifestyle?

1. We understand your risk profile
The details you give about yourself , along with the risk questionnaire is used to determine your risk profile.
Typically, we categorise risk profiles into four: conservative, moderate, growth, and aggressive. When you complete your profile, you are assigned one of the four profiles.
Based on your profile, the investments suggested to you are risk-adjusted.
So if you’re someone who has the capacity and tolerance for taking low risk, we advise only lower risk investments to you.
Alternatively, if you are determined to have capacity as well as tolerance for higher risk, the investments recommended to you are adjusted for higher risk-higher return accordingly.

2. Goal-based investments
Goal-based investments mean you are saving and investing for a specific purpose.
Based on the duration and purpose of your goal, aligned with your profile and risk profile, Multipl investment engine allocates right assets and investment portfolio such that you meet your goals with maximum safety and liquidity of capital.
We don’t chase returns, we chase your goals.

What could be a goal?

• One time spend: buying a bike, car, home, gadget, travel, jewellery, appliances, furniture, or even a telescope

• Recurring annual spends: your kid’s school fee, online education, career advancement courses, insurance premium, anniversary, festival gifting

• Long term wealth and savings: Retirement fund, children’s wedding, emergency fund, tax savings

Multipl Wealth Management is SEBI Registered Investment Advisory

• we don’t take commissions from fund houses and AMCs

• we allocate direct, commission-free mutual funds only

• we do not promote any one fund over another

• funds recommended by us are unbiased and basis merit only

SEBI Registration Number: INA200014681
Please note: Investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. We do not guarantee any returns and shall not be responsible for any loss in investor’s capital.

What exclusive Brand Benefits will you get through Multipl?

Multipl partners with the most trusted lifestyle brands for additional savings on your goals. As a Multipler, you get best savings and exclusive offers on travel, jewellery, electric scooters, bike, home furnishing, child’s online education, career courses, smartphones, appliances, TV, laptops, mattresses, home interiors, and many more lifestyle categories. Some of our trusted brand partners are Yatra, Candere by Kalyan Jewellers, Pepperfry, Ather Energy, Vedantu, Jigsaw, Wakefit, Bluestone, Flo Mattress, StayQrious, OnTrack, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Beyonder Travels, Voyaah, and more.

How do you earn rewards on Multipl?

• Every time you start a goal and complete saving milestones for that goal, you earn Mbits rewards

• Level up to earn more rewards

• Inviting your friends and family on Multipl will also earn you Mbits and rewards.

What are the charges on Multipl app?

• Multipl does not charge any fee to users for creating and redeeming goals. There are no fees, no AUM linked charges, and no hidden commissions. We help you invest only in Direct Plans of Mutual Funds and commission-free investments, so you do not pay any commissions to Multipl.

Please explain the Goal Completion & Cancellation policy

• For Mutual Fund based goals, we provide only direct plans and do not take commissions from AMC.
  For Brand Based goals, we transfer the amount directly to our brand partners and do not charge any commissions from our users.

• You can cancel and redeem your goal anytime and Multipl does not charge any fees for cancellation.

• For Mutual Fund based goals, after initiation of the redemption, the matured amount will get credited directly from the AMC back to your bank account registered with Multipl within 5-7 business days.

• For Brand based goals, after initiation of the redemption, the amount saved thus far will be refunded by the Brand back to your bank account registered with Multipl within 5-7 business days.