Our Story

A vast majority of Indians keep their savings in bank accounts - neither diligently planning their spends, nor investing money for better returns. Additionally, the consumption ecosystem is driving consumers towards ‘Buy Now, Pay Later’ credit driven models, which leads to impulsive buying and debt.

This is a sub-optimal way of managing one’s hard-earned money and leads to savings-erosion.

Multipl is globally the first ones to introduce a ‘Plan Now, Buy Smarter’ model of saving and spending for your high value purchases - save consistently for a buy, grow your money before spending, and pay a lot less.

We are building a movement of mindful consumption, and smarter money management. No need to compromise between Saving and Spending. Multipl helps you strike the right balance.

Enjoy Life, Stress Free and Debt Free!

Investment Philosophy

Safety of your capital is the most important factor in our investment framework

Liquidity to ensure your target goal is achieved within the stipulated goal duration, and hassle free withdrawals when you complete your goals

Returns but adjusted to the risk you can take and should be taking with your savings

Our Investment Research team comprises of highly qualified, and very focussed CFA, CA, and MBA grads with over 45 years of collective experience in investment advisory and research.

SEBI Registered Advisers

Commission-Free Investment

Zero-Bias Allocation

No Lock-Ins

The Team

Vikas Jain

Chief Investment Officer

Ex-Goldman Sachs Successfully ran a private Investment Advisory for HNI’s IIM,CA, CFA and RIA

Paddy Raghavan

Chief Executive Officer

Previously Co-Founder @ cmpute.io (acquired by Cisco) Masters from IIIT-B

Jags Raghavan

Chief Operating Officer

Previously Co-Founder @ cmpute.io (acquired by Cisco) Mentor to start-ups at Cisco Launchpad